Frequently Asked Questions
Business Owners Policy
What additional coverages are included in my Business Owners Policy (BOP)?
Does biBerk offer Business Owners Policies in my state?
Does a Business Owners Policy (BOP) include Auto coverage? Workers' Compensation coverage?
How are a BOP policy and general liability insurance different?
How do I know how much property coverage to purchase?
How is my Business Owners Policy (BOP) premium determined?
How much liability insurance do I need?
If I have a loss and my business has to shut down for a period of time, how does my Business Owners Policy (BOP) help?
Why should I insure my building and business personal property to their replacement value?
If I purchase a Business Owners Policy (BOP), do I also need a General Liability policy?
What's the difference between a Business Owners Policy (BOP) and Package Policy?
What does liability insurance cost?
What is my TIV?
What is liability insurance?
What is the minimum amount of liability insurance required?
What's covered by a Business Owners Policy (BOP)?
What if the building I own or occupy becomes vacant or partially vacant?
What if I do not need coverage for Business Personal Property (BPP)?
What type of coverage is provided under a Business Owners Policy (BOP)?
What types of businesses need BOP coverage?